U.S. Bank is one of the largest commercial banks in the United States. With thousands of offices in 25 states, the company is known for providing everything from credit cards to ATMs and much more.
Thanks to a U.S. Bank balance transfer credit card, consumers are able to leave their high interest debt behind them. With a 0% introductory rate, you are in position to payoff your debt over an extended period of time, without any fear of being hit with a finance charge. You can compare U.S. Bank credit cards online.
Before you do anything, it’s important to fully understand how the U.S. Bank balance transfer process works. You should address questions such as:
Have you reviewed the terms and conditions of the offer?
Are you familiar with the many U.S. Bank balance transfer credit cards?
Do you know how long the introductory rate will last?
By answering these questions, you’ll soon have a clear idea of the benefits associated with completing a balance transfer.
How to Get Started
Once you have all the necessary information under your belt, you can start the process of transferring your balance. You can do this in two ways:
Contact U.S. Bank via phone and request that they mail you a paper application.
Transfer your balance online.
Regardless of which option you choose, the next two steps include:
Recording your current balance and account number.
Contacting U.S. Bank online or via phone to make the transfer.
If you have any questions regarding the process, such as how quickly it initiates, contact a U.S. Bank representative.
U.S. Bank Balance Transfer Terms and Conditions
Transferring a credit card balance is a big deal, so you need to understand everything that goes along with it. The terms and conditions will outline a variety of details, such as:
Length of introductory rate
Penalties
Fees associated with the offer
Even though it will take some time, you should read every word of the terms and conditions. This will help you avoid an unexpected situation in the future.
Choose U.S. Bank
There are many credit card companies that have balance transfer offers, but U.S. Bank is among the best.
You should turn to this company if you are interested in a variety of offers, great customer service, and terms that suit the needs of most consumers.
Balance Transfer Credit Cards Similar to U.S. Bank
Barclaycard Ring® Mastercard®
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Within 45 days of account opening for Within 45 days of account opening null*
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
$0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Earn unlimited 2X miles on every purchase
NEW – Control Your Card – Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
Get 5% miles back to use toward your next redemption, every time you redeem
No foreign transaction fees
International Chip and PIN for use at self-service chip terminals around the world
Miles don’t expire as long as your account is open, active and in good standing
Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
6% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% – 25.15%, based on your creditworthiness
Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It’s simple: $1 = 1 Point
No Annual Fee
Select Your Rewards Your Way
Conclusion
You won’t find many banks that have better terms for balance transfer credit cards. With this in mind, you owe it to yourself to learn more about U.S. Bank and its offerings.
Having trouble finding a balance transfer card? We would love to show you more balance transfers, however banks control which cards are allowed on certain pages. We recommend that you view US Bank credit cards at CreditWeb for more options.
Choose a Balance Transfer credit card and apply now!