Discover Card - It pays to Discover

If you are interested in a balance transfer credit card, Discover is one company that can help you out. By taking this approach, you can transfer high interest credit card debt to a Discover card with a 0% introductory rate.

Discover Financial was founded in 1985. Since day one, the company has been providing consumers with the highest quality credit card offers.

Getting started is as simple as choosing a Discover balance transfer credit card, learning more about the terms and conditions, and deciding if this could benefit you. Answer the following questions:

  • Which Discover balance transfer credit card best suits your needs?
  • How long does the introductory rate last?
  • What is the rate once the introductory rate expires?

Two Ways to Get Started
If everything checks out, there are two ways to start the process:

  • Request an application via mail.
  • Take the first step online.

Regardless of the process, there are two steps you need to take to complete the balance transfer:

  • Make note of your current balance and account number.
  • Contact Discover customer service online or via phone.

Do you have questions or concerns? In this case, don’t complete your balance transfer just yet. Instead, reach out to a live representative via phone who can walk you through the process.

What are the Terms and Conditions?
It’s important to fully understand the terms and conditions of the offer, including but not limited to:

  • Interest rate.
  • Fee structure.
  • Length of the introductory rate.
  • Reasons why Discover could cancel your rate, such as making a late payment.

Why Choose a Discover Balance Transfer
While there are many credit card companies that offer balance transfer deals, Discover is one of the best for these reasons:

  • Industry leading customer service.
  • Variety of balance transfer offers.
  • Simple online system for completing the transfer.

What Balance Transfer Cards Does Discover Card Offer?
These 3 credit cards from Discover offer balance transfers:

Discover it® Cashback Match™ (0% for 14 months)

Discover Card Cash Back Match

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • No annual fee.

Discover it® Miles (0% for 14 months)

Discover It Miles Balance Transfer

  • We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates – fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
    Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.

In addition, these credit cards offer a 0% balance transfer rate:

  • Discover it® (0% for 18 months)
  • Discover it® chrome (0% for 14 months)
  • Discover it® for Students (0% for 6 months)
  • Discover it® chrome for Students (0% for 6 months)
  • NHL® Discover it® Card (0% for 14 months)

Credit Cards Similar to Discover Card Balance Transfers

Blue Cash Everyday® Card from American Express

0% on balance transfers for 15 months*

Blue Cash Everyday® Card from American Express - Travel Credit Card

American Express Cash Magnet® Card

0% on balance transfers for 15 MONTHS*

American Express Cash Magnet® Card - Travel Credit Card

HSBC Cash Rewards Mastercard® credit card

0% Introductory APR on balance transfers for the first 12 months from account opening*

HSBC Cash Rewards Mastercard® credit card - Travel Credit Card

HSBC Gold Mastercard® credit card

0% Introductory APR on balance transfers for the first 15 months from account opening*

HSBC Gold Mastercard® credit card - Travel Credit Card

Barclaycard Arrival Plus® World Elite Mastercard®

0% for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening*

Barclaycard Arrival Plus® World Elite Mastercard® - Travel Credit Card

Blue Cash Preferred® Card from American Express

0% on balance transfers for 12 months*

Blue Cash Preferred® Card from American Express - Travel Credit Card

Amalgamated Bank of Chicago Union Strong Credit Card

0.00% for 12 months*

Amalgamated Bank of Chicago Union Strong Credit Card - Travel Credit Card

ABOC Platinum Rewards Credit Card

0.00% for 12 months*

ABOC Platinum Rewards Credit Card - Travel Credit Card

Conclusion
With a variety of balance transfer credit cards, top notch customer service, and an easy process, this is a company you should consider.

Discover balance transfer cards offer low balance transfer and purchase rates, rewards and unique benefits. The Discover Card normally requires good to excellent credit ratings, and is accepted globally.

Having trouble finding a balance transfer card? We would love to show you more balance transfers, however banks control which cards are allowed on certain pages. We recommend that you view balance transfer credit cards at CreditWeb for more options.