BalanceTransfers.com was founded in 2017 by Michael Yanda, a software developer with more than 20 years of experience working with financial data. During his career, he worked directly with banks to publish and maintain credit card rates, fees, and offer terms, giving him firsthand experience with how card disclosures are written and maintained.
After dealing with significant credit card debt earlier in life, Michael created BalanceTransfers.com with a simple goal: make it easier to compare balance transfer offers using accurate, verified information rather than marketing claims or outdated data.
What We Do
BalanceTransfers.com focuses exclusively on balance transfer credit cards. We research, compare, and explain offers so you can quickly understand introductory APRs, balance transfer fees, promotional periods, and other important terms.
Every rate, fee, and offer term is verified against the issuing bank’s official disclosure before it is published. We also publish guides and educational content to help consumers understand how balance transfers work and make informed financial decisions.
Our Editorial Approach
We review offers from major card issuers, including Chase, Citi, Discover, Capital One, and others. Our goal is to present information clearly, accurately, and without unnecessary marketing language, so you can compare your options with confidence.
Because balance transfer offers change frequently, we review and update our data regularly to reflect current issuer terms whenever possible.
Our Promise
BalanceTransfers.com is an independent publisher. While we may receive compensation for ads and cards, we don’t try to sell you anything. We’re here to give you clear, honest information so you can take control of your finances without the stress.
Our priority is accuracy. If you find information that doesn’t match an issuer’s official disclosure, please let us know. We’ll review it promptly and make any necessary corrections.
Ready to get started? Compare balance transfer cards now or reach out to us if you’ve got questions. We’re happy to help.