Capital One may be best known for its unique commercials, but there is a lot more you need to learn. For example, this credit card company has a long standing reputation for having some of the best balance transfer offers in the business.
Founded in 1994, Capital One has been providing a high level of service for more than 20 years. With revenue of more than $25 billion and 45,000+ employees, it’s easy to see that the company is doing something right.
When it comes to balance transfers, Capital One has a variety of offers to consider.
As you begin to learn more, answer questions such as:
- Which Capital One balance transfer credit card is best?
- How long does it take for the transfer to be initiated?
- What are the terms and conditions of the offer?
Once you answer these questions, you can decide if Capital One is the right company. You can also make an informed decision as to which offer will best improve your financial situation.
Getting Started
If you are interested in a Capital One balance transfer, you can start the process in one of two ways:
- Transfer your balance via the internet.
- Contact the Capital One customer service team for assistance.
Either way, make sure you are equipped with details such as:
- Your current balance.
- Your account number.
- The amount that you want to transfer (if not the whole thing).
For those who need help, it’s best to contact a Capital One customer service agent who can walk you through the process.
Understand the Terms and Conditions
Since no two balance transfer offers are the same, you need to fully understand the terms and conditions before moving forward. Focus on details such as:
- The length of the introductory rate.
- The fees associated with the offer.
- Penalties, including reasons your rate could be canceled.
Choose Capital One
Capital One is not the only credit card company with multiple balance transfer offers, but it has a reputation for being one of the best. By comparing the 10+ available offers, you can soon decide which one will suit you best.
Credit Cards Similar to Capital One Balance Transfers
American Express Cash Magnet® Card
0% on balance transfers for 15 MONTHS*
Blue Cash Preferred® Card from American Express
0% on balance transfers for 12 months*
Luxury Card™ Mastercard® Titanium Card™
0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Luxury Card™ Mastercard® Black Card™
0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Luxury Card™ Mastercard® Gold Card™
0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Conclusion
You don’t have to choose Capital One for your balance transfer, but there is a good chance you will like what you find.
Just the same as any credit card company, you don’t want to move forward with Capital One until you are comfortable doing so. Fortunately, this won’t take long!
Having trouble finding a balance transfer card? We would love to show you more balance transfers, however banks control which cards are allowed on certain pages. We recommend that you view balance transfer credit cards at CreditWeb for more options.