How much are you paying in interest each month on your credit card balance?
Unless you have a zero percent credit card, you are being hit with an interest charge each and every month. It’s time to consider a Mastercard balance transfer. Transfer your high interest credit card debt to a card with a zero percent rate. While this only lasts a predetermined period of time, it can save you a lot of money and give you time to get back on your feet.
If carrying a balance with a high APR sounds wasteful, there are three simple steps to take:
1. Calculate how much credit card debt you have. Is it all on one card? Is it spread over several different credit cards? You need to know the total amount of debt before you can decide what to do next.
2. Compare balance transfer offers. No two balance transfer credit cards are the same, so compare several before making a final decision. Note: there are hundreds of balance transfer offers to consider, so be patient as you search for the right one.
3. Understand the terms and conditions. How long does the introductory rate last? What are the fees associated with the transfer? Is there any reason why the credit card company could cancel your rate? What is the rate once the introductory period expires? It is easy to answer all these questions by reviewing the terms and conditions.
Final tip: you can always contact a credit card company for your Mastercard online or via phone to discuss your situation and to learn more about a particular offer.
Mastercard Balance Transfer Credit Card Offers
Barclaycard Ring® Mastercard®
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Within 45 days of account opening for Within 45 days of account opening null*
0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Earn unlimited 2X miles on every purchase
NEW – Control Your Card – Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
Get 5% miles back to use toward your next redemption, every time you redeem
No foreign transaction fees
International Chip and PIN for use at self-service chip terminals around the world
Miles don’t expire as long as your account is open, active and in good standing
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% – 25.15%, based on your creditworthiness
Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It’s simple: $1 = 1 Point
No Annual Fee
Select Your Rewards Your Way
Conclusion
As a consumer with credit card debt, you know that this can be a drag on your personal finances. Thanks to a Mastercard balance transfer credit card, you can leave your high interest rate in the past.
Having trouble finding a balance transfer card? We would love to show you more balance transfers, however banks control which cards are allowed on certain pages. We recommend that you view Mastercard credit cards at CreditWeb for more options.
Choose a Balance Transfer credit card and apply now!