Chase offers some of the best balance transfer offers on the market. With this, you can move your high interest credit card balance to a card with a 0% introductory APR, often for as long as 18 months. If you want to take advantage of this type of offer, the first step is choosing a Chase balance transfer credit card. From there, learn more about the offer, including how long the introductory rate will last and other details that will impact your spending.
Chase balance transfers feature compelling rewards, rates and benefits. Cards from Chase normally require excellent credit ratings.
Generally speaking, this begins in one of two ways:
Either way, the process of transferring a balance is simple. The steps include:
If you have questions about making a balance transfer, it’s probably best to contact Chase customer service via phone. This ensures that you better understand the process before moving forward. Otherwise, you can use the company’s secure online portal for completing a balance transfer. Doing this will save you time while giving you an inside look at its powerful online system.
Review the Terms and Conditions
Before you initiate the balance transfer, review the terms and conditions. This provides you with the details of the transfer, including:
Benefits of Working with Chase
There are many benefits of a Chase balance transfer, including:
Cards Similar to Chase Balance Transfers
American Express Cash Magnet® Card
0% on balance transfers for 15 MONTHS*
Blue Cash Preferred® Card from American Express
0% on balance transfers for 12 months*
Avianca Vida Visa® Card
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% - 27.74%, based on your creditworthiness*
Avianca Vuela Visa® Card
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% - 27.74%, based on your creditworthiness.*
Luxury Card™ Mastercard® Titanium Card™
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Luxury Card™ Mastercard® Black Card™
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Luxury Card™ Mastercard® Gold Card™
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*
Final Word
With more than 5,000 branches and operations in approximately 100 countries, Chase is one of the largest financial institutions in the world. Thanks to its reputation for reliable service and high quality products, many people turn to Chase when interested in executing a balance transfer.