Michael Yanda 
Along with that crisp, new diploma often comes some pretty untidy business: student loan debt. According to Forbes and the New York Federal Reserve as of Q4 2016, there are 44.2 million total borrowers with student loan debt in the U.S. In other words, you’re not alone. So “how can I help myself manage my … Read more
Everyone deserves a vacation, however, sometimes it can be hard to earn one. Yes, for many of us, it seems like a daunting task being able to afford travel, with how much debt we might have or the dedication to saving. However, with a little bit of financial planning and some savvy research, you too … Read more
Holiday shopping is on the rise. Last year, over $5 billion was spent on Black Friday, a record. Overall, holiday spending in 2016 increased nearly 4 percent compared to 2015, a considerable increase considering that billions of dollars are normally spent during the holiday season. In fact, one third of retail sales in the United … Read more
What to do after a balance transfer posts, including setting a payoff target, managing payments, avoiding new interest, and checking the old account.
A generous introductory offer on a balance transfer can save you money if you play your cards right. The longer you plan to carry a balance and the higher the APR on your current balance, the more you’ll benefit from a 0% APR balance transfer. Without those hefty interest charges added to your balance each … Read more
Learn how a credit card balance transfer moves debt, how fees and promotional APRs work, and what to check before transferring a balance.
A credit card can simplify every day. You can use a credit card to pay bills, make on-line or over-the-phone purchases, and pay unexpected car repairs. A quick swipe of the credit card saves you time when you pay-at-the-pump, rather than having to run in and pay first, while guessing how much gas you’ll need. … Read more
With responsible use, a credit card can benefit your finances in a number of ways. Conversely, if you take the wrong approach, it could cause more harm than good. Here are three tips to follow to avoid the most common credit card pitfalls: Pay off your balance in full every month. Not only does this … Read more
There are so many credit cards to choose from, that it may be difficult to sort through all the information. To start with, there are dozens of credit card issuers; some of them are banks that are known worldwide, others are obscure companies that few have heard of. Even comparing all the different types of … Read more
Are you carrying a balance on a business credit card? Is this costing you money in interest every month? If you find yourself in this position, a business balance transfer offer may be just what you need. You can transfer your high interest debt to a business credit card with a zero percent rate. There … Read more