Improving your credit score can sometimes seem like a foreign concept, not just because of the length of time it can take to pay off debts, but also because of the extra baggage that comes with it. However, with the right planning, paying off your debts and improving your credit score might be somewhat more […]
Getting your first credit card is super exciting. Finally, it’s an opportunity to start building some credit, and it’s also hugely useful when it comes to dealing with any emergencies that come your way–so there’s no need to call your parents for money if you somehow end up missing a flight back home and need
When it comes to travel, one of the best memories you can make is by traveling while you’re a student. Whether you’re studying abroad, taking a Eurotrip with friends one summer, or finding a way to balance work while you find yourself on one of the many roads to Rome, it can be a stressful
When you’re a student, saving money can be a struggle. After all, the costs add up–from textbooks for class, to going out with friends for dinner, to going out for drinks over the weekend, it seems like you’re always spending money. And even with a part-time job at the local bar or your work-study position,
What is an emergency fund? An emergency fund is a stash of money, usually set aside in a separate bank account, that you have earmarked for emergencies only. You never know what life is going to throw at you, whether it’s a lost job, a medical or dental procedure, a significant issue with your home,
There’s no getting around it: dealing with credit card debt can get ugly — fast. No matter what your reason was for getting into debt (family emergency, job loss, etc.), you’ll need to pay that debt off sooner or later. That’s why today, we’re going to walk you through the process of getting rid of
You might look carefree as you throw your mortarboard in the air on graduation day, but you’re already feeling a heavy weight on your shoulders. According to Debt.org, 72 percent of students go into debt to cover the increasing costs of higher education. However, the Wall Street Journal reports nearly five million people have debts
We’re well into the new year, and you might have already ditched some of those New Year Resolutions. But if getting out of debt was one of them, you may want to reconsider and get back on track with these simple steps. Examine the behaviors that got you into debt. People don’t get into debt
Along with that crisp, new diploma often comes some pretty untidy business: student loan debt. According to Forbes and the New York Federal Reserve as of Q4 2016, there are 44.2 million total borrowers with student loan debt in the U.S. In other words, you’re not alone. So “how can I help myself manage my
Everyone deserves a vacation, however, sometimes it can be hard to earn one. Yes, for many of us, it seems like a daunting task being able to afford travel, with how much debt we might have or the dedication to saving. However, with a little bit of financial planning and some savvy research, you too
