Michael Yanda

Everyone deserves a vacation, however, sometimes it can be hard to earn one. Yes, for many of us, it seems like a daunting task being able to afford travel, with how much debt we might have or the dedication to saving. However, with a little bit of financial planning and some savvy research, you too … Read more

Holiday shopping is on the rise. Last year, over $5 billion was spent on Black Friday, a record. Overall, holiday spending in 2016 increased nearly 4 percent compared to 2015, a considerable increase considering that billions of dollars are normally spent during the holiday season. In fact, one third of retail sales in the United … Read more

A credit card can simplify every day. You can use a credit card to pay bills, make on-line or over-the-phone purchases, and pay unexpected car repairs. A quick swipe of the credit card saves you time when you pay-at-the-pump, rather than having to run in and pay first, while guessing how much gas you’ll need. … Read more

With responsible use, a credit card can benefit your finances in a number of ways. Conversely, if you take the wrong approach, it could cause more harm than good. Here are three tips to follow to avoid the most common credit card pitfalls: Pay off your balance in full every month. Not only does this … Read more

There are so many credit cards to choose from, that it may be difficult to sort through all the information. To start with, there are dozens of credit card issuers; some of them are banks that are known worldwide, others are obscure companies that few have heard of. Even comparing all the different types of … Read more

Are you carrying a balance on a business credit card? Is this costing you money in interest every month? If you find yourself in this position, a business balance transfer offer may be just what you need. You can transfer your high interest debt to a business credit card with a zero percent rate. There … Read more