Balance Transfer Credit Cards


Best Balance Transfer Credit Card Offers of 2016

A balance transfer can be used as a great tool to save, and lower or eliminate credit card interest. Most applicants apply for credit card balance transfers to consolidate debt from higher interest rate cards. Our research and selection of top balance transfers normally provide low rates, reward programs, and high credit limits with no annual fees for qualified applicants. Apply now and you may start saving as soon as today!


Featured Card
Barclaycard CashForward™ World MasterCard® - Balance Transfer Credit Card

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Barclaycard CashForward™ World MasterCard®

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening.
  • After that a variable APR will apply, currently 15.24%, 19.24% or 23.24%, depending on your creditworthiness
  • No annual fee

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 1 0.00% for 12 months (must be completed within first forty-five days of account opening)* 0.00% for 12 months* 15.24%, 19.24% or 23.24%* Variable Cash Back
Barclaycard Arrival™ World MasterCard®

  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel & dining and 1X miles on all other purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 1 0.00% for 12 months (must be completed within first forty-five days of account opening)* None 16.24%, 20.24% or 24.24%* Variable Airlines
Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $89 - Waived first year 0.00% for 12 months (must be completed within first forty-five days of account opening)* None 16.24% or 20.24%* Variable Airlines
USAA Military Affiliate Card

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Special Offer: 0% Intro APR for 12 months on balance transfers that post within the first three months. After 12 months, the 11.15% to 26.15% variable regular APR will apply.
  • Show your military pride while supporting the affiliate group of your choice.
  • Get 2,500 bonus points after you make your first purchase.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • No annual fee and no minimum finance charge.

Balance Transfer Offer: 0% for 12 months*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Above Average Credit Consumer $0 1 0.00% for 12 months* None 11.15%-26.15% (Variable) None