Balance Transfer Credit Cards: 0% Balance Transfers

A balance transfer can be used as a great tool to save, and lower or eliminate credit card interest. Most applicants apply for credit card balance transfers to consolidate debt from higher interest rate cards. Our research and selection of top balance transfers normally provide low rates, reward programs, and high credit limits with no annual fees for qualified applicants. Apply now and you may start saving as soon as today!



Top 5 Balance Transfer Credit Cards

Featured Card
Discover it® - Balance Transfer

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Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Balance Transfer Offer: 0% for 18 Months*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 0.00% for 18 Months* 0.00% for 6 Months* 10.99% - 22.99% (V)* Cash Back



Featured Card
BankAmericard® Visa® Card - Balance Transfer

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BankAmericard® Visa® Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee
  • Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases

Balance Transfer Offer: 0% for 15 Billing Cycles For Qualifying Balance Transfers*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer None* 0.00% for 15 Billing Cycles For Qualifying Balance Transfers* 0.00% for 15 Billing Cycles* 10.99%-20.99% Variable* on purchases & balance transfers None



BankAmericard Cash Rewards™ Credit Card - Balance Transfer

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BankAmericard Cash Rewards™ Credit Card

  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No Annual fee
  • No rotating categories and your rewards do not expire

Balance Transfer Offer: 0% for 12 Billing Cycles For Qualifying Balance Transfers*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer None* 0.00% for 12 Billing Cycles For Qualifying Balance Transfers* 0.00% for 12 Billing Cycles* 12.99% - 22.99% Variable* on purchases & balance transfers Cash Back



BankAmericard® Better Balance Rewards™ Credit Card - Balance Transfer

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BankAmericard® Better Balance Rewards™ Credit Card

  • No annual fee
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
  • Low Introductory APR offer

Balance Transfer Offer: 0% for 12 Billing Cycles For Qualifying Balance Transfers*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer None* 0.00% for 12 Billing Cycles For Qualifying Balance Transfers* 0.00% for 12 Billing Cycles* 11.99% - 21.99% Variable* on purchases & balance transfers Cash Back



Discover it® - Balance Transfer

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Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Balance Transfer Offer: 0% for 14 Months*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 0.00% for 14 Months* 0.00% for 14 Months* 10.99% - 22.99% (V)* Cash Back







* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.