A balance transfer credit card isn’t a magic pill that will make all your financial problems disappear. However, when used in the appropriate manner, it can go a long way in relieving some financial stress and helping you get back on solid ground. Before applying for and using a balance transfer credit card you should […]
Once you realize the benefits of a balance transfer credit card – such as the ability to consolidate debt – there’s an important question to answer: which offer best suits your financial situation and future goals? With hundreds of balance transfer credit cards to choose from, it’s not always easy to make a final decision.
There may come a point when you realize that you’re no longer comfortable managing all your credit card debt. This typically comes into play when you have debt spread across multiple cards, thus requiring more than one payment every month. If you add this to other forms of debt, such as a personal loan, it’s
It doesn’t matter if you have an excellent credit score or one that needs some work, nothing changes the fact that you need to avoid costly mistakes down the road. There are many things that can damage your credit score, all of which you want to avoid at all costs. Consider the following: Late and
If you’ve been worrying a lot about your credit card debt recently, you know it can be a heavy burden. Sometimes, it’s so bad that you stay up late worrying about it, logging into your credit card account online and looking at the large number there in front of you, dark against the bright glow
Much has been shared and written about issues related to indebtedness. USA Today reports that the average American household carries an average of $137,000 of debt, with almost $17,000 of that being credit card debt. With the cost of living rising approximately 30 percent in the last thirteen years and incomes increasing only 28 percent,
Sometimes it feels like we’ll never get out of debt. Although that might sound harsh, it can be the unfortunate truth, with high-interest rates and fees bogging us down. While it’s a pretty universal feeling, it’s also one that doesn’t have to be a reality. With the right strategy, you can pay down your credit
As a person in your twenties, it’s easy to suddenly find yourself owing money on your credit card. Debt is something that happens to all of us, especially in the US, where we’re constantly getting offers for new cards. And when you’re a twentysomething, it’s even easier. That extra round of shots at the bar,
Choosing a balance transfer credit card is both simple and difficult. Here’s why: on the positive side, there are hundreds of offers to choose from. This allows you to compare many options before making a final decision. Conversely, with so many offers out there, it can be a challenge to settle on the one that’s
Getting out of debt seems unrealistic for a lot of us. As we keep making monthly payments with little to show for it, it can be discouraging to keep going about things in the same way. However, with a little bit of adjustment with your strategy, you too can start to dig away from your
