Chris Bibey

When you apply for a credit card, you do so with the best intentions. Even if you need it to get you out of a rough spot, it’s your hope that you don’t cause more harm than good. Unfortunately, there are a variety of spending habits that can bring trouble to your financial life. Here … Read more

Now that we’re in the middle of the holiday season, it’s time to turn your attention to your budget. More specifically, the steps you can take over the next few weeks to stay on budget – no matter what comes your way. Here are five holiday budgeting tips to keep you on track: 1. Know … Read more

It doesn’t matter if you have an excellent credit score or one that needs some work, nothing changes the fact that you need to avoid costly mistakes down the road. There are many things that can damage your credit score, all of which you want to avoid at all costs. Consider the following: Late and … Read more

Everyone hopes to avoid the top causes of credit card debt, but it’s easier said than done. Even with the best intentions there’s a chance something could go wrong with your finances at some point in the future. One of the best things you can do is learn more about the top causes of credit … Read more

With so much information on a credit report you may struggle with the idea of conducting a comprehensive review. Where do you start? What do you look for? Which information is most important? All of these questions will be rolling through your mind. While there is no right or wrong way to conduct a credit … Read more

When reviewing your credit report (something you should do at least once a year), it’s important to pay close attention to every last detail. Taking this one step further, you must be sure that every bit of information is 100 percent accurate. It only takes one error to drag down your credit score – and … Read more