It’s no secret that we all stray away from perfection at times. Maybe it’s being a little late on a bill, or even having to pull from our savings for an emergency. Regardless of whatever the case might be, this adds stress to our lives, as we feel as though we’re constantly catching up. However, […]

As the new year is coming right around the corner, it’s never a bad time to start brainstorming some goals you want to set. After all, a new year gives you a new slate, one to form new habits and take control of the things you’ve always wanted to do. And if getting yourself out

For most of us, debt is a trap. With interest, annual fees, processing fees, late fees, and any other charges our creditors have issued, we feel as though this will take years, if not decades to pay off. However, with a balance transfer, that doesn’t have to be the case. While it’s still going to

Are you searching for the perfect balance transfer credit card? Are you hoping to make a final decision in the near future, so that you can take better control of this part of your financial life? Are you finding it difficult to compare offers? With the average U.S. family carrying more than $8,000 in credit

Holiday shopping is on the rise. Last year, over $5 billion was spent on Black Friday, a record. Overall, holiday spending in 2016 increased nearly 4 percent compared to 2015, a considerable increase considering that billions of dollars are normally spent during the holiday season. In fact, one third of retail sales in the United

With nearly half of all Americans currently living paycheck-to-paycheck, it’s not surprising that far too many people are relying on credit cards to make ends meet. This has resulted in crisis-level debt situations for far too many families, with 1 in every 50 households (approximately 2 million families) carrying more than $20,000 in credit card

With 2017 coming to an end, now’s the right time to turn your attention to the new year. Once 2018 arrives, you’ll be faced with many questions in regards to your finances. For example, you may need to figure things out in regards to your credit card debt (such as how to pay it down

Regardless of how it happens, credit card debt is credit card debt. It doesn’t matter if you let a bunch of small purchases pile up or spend a lot of money at once, you could find yourself in the same place. One of the primary benefits of a credit card is the ability to make

Once you decide that a balance transfer credit card is right for you, it’s time to make a few key decisions. It all starts with knowing what you are trying to accomplish. Like most, your general goal is simple: to bring all (or most) of your credit card debt under the same roof. While the

Despite the many benefits of using a balance transfer credit card as a means of eliminating debt, many fears still remain among consumers who are examining all their options. As with any financial decision, you don’t want to travel down this path until you first compare all the pros and cons. This is the best