When reviewing your credit report (something you should do at least once a year), it’s important to pay close attention to every last detail. Taking this one step further, you must be sure that every bit of information is 100 percent accurate. It only takes one error to drag down your credit score – and […]
There’s no getting around it: dealing with credit card debt can get ugly — fast. No matter what your reason was for getting into debt (family emergency, job loss, etc.), you’ll need to pay that debt off sooner or later. That’s why today, we’re going to walk you through the process of getting rid of
You might look carefree as you throw your mortarboard in the air on graduation day, but you’re already feeling a heavy weight on your shoulders. According to Debt.org, 72 percent of students go into debt to cover the increasing costs of higher education. However, the Wall Street Journal reports nearly five million people have debts
We’re well into the new year, and you might have already ditched some of those New Year Resolutions. But if getting out of debt was one of them, you may want to reconsider and get back on track with these simple steps. Examine the behaviors that got you into debt. People don’t get into debt
Are you interested in using a balance transfer credit card to consolidate your debt, save money, and get better organized? If you answered yes to this question, you’re in the same position as many other credit card holders. However, there’s something you need to know: there’s more to a balance transfer than what you see
On the surface, you may be super excited about the prospect of using a balance transfer credit card to consolidate debt and save money. As you dig deeper, it’s only natural to have some concerns about the process of taking action. There are many reasons for this, including the fact that there are a variety
If you come to find that you’re carrying too much debt spread across more than one credit card, it’s important to implement a plan for paying down each balance in the near future (or as quickly as possible). While there are many strategies for doing so, the use of a balance transfer credit card should
Along with that crisp, new diploma often comes some pretty untidy business: student loan debt. According to Forbes and the New York Federal Reserve as of Q4 2016, there are 44.2 million total borrowers with student loan debt in the U.S. In other words, you’re not alone. So “how can I help myself manage my
Everyone deserves a vacation, however, sometimes it can be hard to earn one. Yes, for many of us, it seems like a daunting task being able to afford travel, with how much debt we might have or the dedication to saving. However, with a little bit of financial planning and some savvy research, you too
It’s no secret that we all stray away from perfection at times. Maybe it’s being a little late on a bill, or even having to pull from our savings for an emergency. Regardless of whatever the case might be, this adds stress to our lives, as we feel as though we’re constantly catching up. However,
