The credit articles are created by BalanceTransfers.com writers. Information posted here is from first hand experience, and is not intended to be financial advice.
Choosing to file for bankruptcy is a huge decision, but for almost 795,000 individuals and businesses in 2016 alone, the choice was clear and necessary. If you are one of the thousands of individuals who have had to file, you may wonder if your life will ever be the same. Once the arduous bankruptcy process … Read more
Whether you’re a dog person, a cat person, or a person who prefers the company of a 15-foot Burmese python, you want to give your pet the best care possible. You’re also aware that caring for Fido, Fluffy, or whatever one names a giant reptile isn’t easy when you’re on a tight budget. The average … Read more
Only about 32 percent of Americans create a personal or household budget, but about half of American households are living paycheck to paycheck. A MetLife report found that 49 percent of working Americans are concerned or anxious about their current financial well-being, yet many are finding it difficult to create and stick to a budget … Read more
There’s no doubt that a little extra cash in a person’s pocket is never a bad idea. Statistics show that more than 65 percent of people working a side hustle are doing so because they want to have more spending money, while other common reasons include increasing savings, paying off debt, and covering their basic … Read more
For most, Mother’s Day marks the day you can begin your outdoor planting. From digging holes for annuals to purchasing bags of mulch, late spring and early summer are perfect for beautifying your yard. If you have the time and energy but lack the money to transform your outdoor space, you should know that some … Read more
Everyone hopes to avoid the top causes of credit card debt, but it’s easier said than done. Even with the best intentions there’s a chance something could go wrong with your finances at some point in the future. One of the best things you can do is learn more about the top causes of credit … Read more
If you’re a college student trying to save money by opting out of a campus meal plan, you might find yourself splurging on pizza when your meager work-study paycheck arrives and then subsisting on ramen noodles the rest of the time. To keep up with the demands of class, work, and other activities, your body … Read more
Most of us grow up looking forward to adulthood and all the fun and freedom that appears to be associated with it. But once we reach it, we sometimes find we are ill-prepared for the most basic aspect of being an adult–managing money. Sure, we grew up watching our parents write checks to pay bills … Read more
Many people have heard of the minimalist movement and its desire to help people think about possessions in a different way. It is seen as a tool that can assist you in finding freedom–freedom from fear, from worry, from guilt, from sadness, from being overwhelmed and overworked. It also includes freedom from our need to … Read more
Improving your credit score can sometimes seem like a foreign concept, not just because of the length of time it can take to pay off debts, but also because of the extra baggage that comes with it. However, with the right planning, paying off your debts and improving your credit score might be somewhat more … Read more