Chris Bibey What do you see when you look at your credit card statements? Have you found that your balances are growing? Are you concerned about your ability to get them under control in the near future? It may be time to learn more about applying for a balance transfer credit card. With this, you have the … Read more
It’s your hope that you never find yourself bogged down by credit card debt. However, if you find yourself in this situation, you’re not alone. Credit card debt remains a major problem in the United States, with this passage from the USA Today explaining in greater detail: “The average balance on a credit card is … Read more
Do you have debt spread across several credit cards? Are you finding it difficult to manage? Are you open to any and all solutions? Ideally, you’d quickly pay off each balance and avoid a similar situation in the future. However, this is easier said than done, especially when you’re drowning in debt. But there’s a … Read more
With 2019 quickly coming to an end, now’s the time to turn your attention to the new year. Before you know it, you’ll be budgeting for 2020 and making decisions that will affect you throughout the year. One of the most important things you can do is examine your credit card debt. If you’re carrying … Read more
Have you come to the conclusion that divorce is the only way to solve your marital problems? While this is a big decision that will affect your life in many ways, it’s important to take as much time as necessary to get your finances in order. If possible, it makes sense to eliminate credit card … Read more
Once you come to the conclusion that a balance transfer credit card is the right financial tool for you, it’s time to take the next step in the process. This entails making a list of three to five offers that suit your wants and needs. As you compare balance transfer credit cards, focus on these … Read more
Even though the benefits of a balance transfer far outweigh any potential drawbacks, you should still have a solid understanding of what could go wrong. This knowledge will allow you to avoid trouble, thus getting exactly what you want from the process. Here are four things that could go wrong with a balance transfer credit … Read more
If you’re interested in applying for a balance transfer credit card, you should first review your credit report and score. This gives you a clear idea of your current credit picture, which will impact the offers you qualify for and the final decision you make. With an excellent credit score, you’ll qualify for all the … Read more
Balance transfer credit cards can be a powerful tool for managing debt—especially when they offer 0% introductory APRs. However, they’re not a one-size-fits-all solution. In some cases, a balance transfer might do more harm than good. Before you make the leap, it’s crucial to understand when this strategy might backfire. When a Balance Transfer Might … Read more
When you apply for a credit card, you do so with the best intentions. Even if you need it to get you out of a rough spot, it’s your hope that you don’t cause more harm than good. Unfortunately, there are a variety of spending habits that can bring trouble to your financial life. Here … Read more