When Is a Balance Transfer Worth It?
A balance transfer may reduce interest, but only if the savings exceed the fee and the repayment plan fits the promotional period. Learn when it helps and when it does not.
Michael Yanda
Balance Transfer Card Requirements: What You Need to Qualify
Learn what issuers may consider for a balance transfer card, why approval does not guarantee a full transfer, and how to prepare before applying.
How to Complete a Balance Transfer
A step-by-step guide to requesting a credit card balance transfer, monitoring both accounts, and avoiding late payments while the transfer is processed.
How To Stay Healthy With The Burden of Credit Card Debt
If you’ve been worrying a lot about your credit card debt recently, you know it can be a heavy burden. Sometimes, it’s so bad that you stay up late worrying about it, logging into your credit card account online and looking at the large number there in front of you, dark against the bright glow … Read more
How To Get Your Credit Score Up In A Couple Months
Dealing with your credit score can seem like a mammoth task. We sometimes make improvements here and there, but the issue most of us face is that fixing your credit score sounds like something that’s going to take forever. However, with the right approach to being mindful and proactive with your finances, it’s possible to … Read more
5 Ways You Can Save Up For A Last Minute Summer Vacation
Everyone wants a vacation, but they can be hard to plan for. After all, with so much going on in our day-to-day, actually setting aside a savings plan for a vacation can be tough, especially with how expensive a great trip can be. However, even if you feel like this is something that you may … Read more
How to Rebuild After Bankruptcy
Choosing to file for bankruptcy is a huge decision, but for almost 795,000 individuals and businesses in 2016 alone, the choice was clear and necessary. If you are one of the thousands of individuals who have had to file, you may wonder if your life will ever be the same. Once the arduous bankruptcy process … Read more
4 Tips to Save Money on Pet Care
Whether you’re a dog person, a cat person, or a person who prefers the company of a 15-foot Burmese python, you want to give your pet the best care possible. You’re also aware that caring for Fido, Fluffy, or whatever one names a giant reptile isn’t easy when you’re on a tight budget. The average … Read more
Creating a Budget You Can Stick To
Only about 32 percent of Americans create a personal or household budget, but about half of American households are living paycheck to paycheck. A MetLife report found that 49 percent of working Americans are concerned or anxious about their current financial well-being, yet many are finding it difficult to create and stick to a budget … Read more
Capitalizing on the Side Hustle
There’s no doubt that a little extra cash in a person’s pocket is never a bad idea. Statistics show that more than 65 percent of people working a side hustle are doing so because they want to have more spending money, while other common reasons include increasing savings, paying off debt, and covering their basic … Read more