When it comes to spring cleaning your home, there are many things you can do. When was the last time you cleaned out your freezer? When was the last time you went through your closet? Is your basement in desperate need of a scrub down? While spring is a great time to address all of these […]
With 2019 behind us, it’s time to turn your attention to the new year. This means many things in regards to your finances, including the creation of a budget that you can trust to guide you toward success. The COVID-19 pandemic fallout will likely cause your budget to affect your personal economy. If you faced
Are you strongly considering the idea of applying for a balance transfer credit card? While you’re aware of the many benefits – primarily the ability to consolidate your credit card debt – you don’t want to proceed until you’re 100 percent confident that it’s the right decision. Before you do anything, here are 15 balance
Choosing a balance transfer credit card can be exciting, stressful, and complex all at the same time. The exciting part is that you’re doing something to improve your finances. You understand the financial impact of credit card debt, and hope that a balance transfer offer can alleviate some of the pain. At the same time,
If you’ve been worrying a lot about your credit card debt recently, you know it can be a heavy burden. Sometimes, it’s so bad that you stay up late worrying about it, logging into your credit card account online and looking at the large number there in front of you, dark against the bright glow
Much has been shared and written about issues related to indebtedness. USA Today reports that the average American household carries an average of $137,000 of debt, with almost $17,000 of that being credit card debt. With the cost of living rising approximately 30 percent in the last thirteen years and incomes increasing only 28 percent,
Sometimes it feels like we’ll never get out of debt. Although that might sound harsh, it can be the unfortunate truth, with high-interest rates and fees bogging us down. While it’s a pretty universal feeling, it’s also one that doesn’t have to be a reality. With the right strategy, you can pay down your credit
As a person in your twenties, it’s easy to suddenly find yourself owing money on your credit card. Debt is something that happens to all of us, especially in the US, where we’re constantly getting offers for new cards. And when you’re a twentysomething, it’s even easier. That extra round of shots at the bar,
Getting out of debt seems unrealistic for a lot of us. As we keep making monthly payments with little to show for it, it can be discouraging to keep going about things in the same way. However, with a little bit of adjustment with your strategy, you too can start to dig away from your
Dealing with your credit score can seem like a mammoth task. We sometimes make improvements here and there, but the issue most of us face is that fixing your credit score sounds like something that’s going to take forever. However, with the right approach to being mindful and proactive with your finances, it’s possible to
