It’s one thing to know that you have credit card debt. It’s another thing entirely to fully understand why you’re in this position. In short, you need to be able to answer this question: what is the cause of your credit card debt? Once you know the answer, you can then formulate a strategy for […]

Let’s face it: being buried in high interest credit card debt is not the ideal situation. Unfortunately, millions of people find themselves in this position for one reason or another. If you’re one of them, it’s essential to focus on the many ways to manage your debt as to improve your future. Here are some

Even if you understand the basics of a balance transfer credit card, you may not fully realize how this could improve your financial situation. Only you know what’s best for your finances, but here are three times to consider using a balance transfer credit card: Carrying High Interest Debt Do you have high interest debt

Have you accumulated debt on a high interest credit card? Are you tired of paying an outrageous amount in interest every month? If so, transferring the balance to a card with a lower interest rate may be the best step you can take at the present time. Tip: this is also a great way to

After you compare a variety of balance transfer credit card offers, it’s time to make a final decision. Which one is best for you at the present time? Which one will allow you to improve your financial situation? Once you apply and receive your credit card, it’s time to get down to business. At that

Have you come to the decision that now’s the best time to transfer your high interest credit card debt to another card? If so, you need to take one very important step: compare as many balance transfer credit card offers as possible. As you do so, pay close attention to these three details: 1. Balance

A generous introductory offer on a balance transfer can save you money if you play your cards right. The longer you plan to carry a balance and the higher the APR on your current balance, the more you’ll benefit from a 0% APR balance transfer. Without those hefty interest charges added to your balance each

The average American credit card user has a wallet full of credit cards, and pays interest on any that have a balance. The typical credit card user carries a balance of five to nine thousand dollars, according to various sources. With the average credit card rate at anywhere from 9-18% APR, that spells big bucks

The credit card balance transfer is a hit with consumers Many credit card users are taking advantage of the opportunity to save money on interest fees with a credit card balance transfer. A balance transfer can be made from one or more credit cards, transferring the debt to a new card with better interest rates, often as low

A credit card can simplify every day. You can use a credit card to pay bills, make on-line or over-the-phone purchases, and pay unexpected car repairs. A quick swipe of the credit card saves you time when you pay-at-the-pump, rather than having to run in and pay first, while guessing how much gas you’ll need.