Choose a Balance Transfer Over a Personal Loan

Man Stressed - Balance Transfer over Personal Loan for Debts

If you find yourself buried in credit card debt, it’s only natural to compare your many options for making things better in the months to come. This may lead you to compare the benefits of a balance transfer to those of a personal loan. While you may initially struggle with this decision, there are several … Read more

Do These Things After Transferring a Balance

Transfer a credit card balance

You spend a lot of time working through a variety of details as you consider the pros and cons of making a balance transfer. While this is a good approach, here’s something to remember: you aren’t done just because you found the right balance transfer offer and completed the transaction. This is where the process … Read more

Don’t Make these Balance Transfer Mistakes

Sad or tired woman with a credit card

Many people find that a balance transfer credit card allows them to improve their financial situation in a number of ways. With this, you can transfer high interest credit card debt to a card with a zero percent introductory rate (such as for 12 or 18 months). This provides an opportunity to pay down the … Read more

How Much of a Balance Should You Transfer?

Multiple balance transfer credit cards

At some point, you may come to realize that you’re no longer interested in paying interest on your credit card balance. When this time arrives, you have two options: Eliminate your balance once and for all Use a balance transfer credit card to your advantage Since you may not have enough money to pay your … Read more