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Man Stressed - Balance Transfer over Personal Loan for Debts
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Choose a Balance Transfer Over a Personal Loan

If you find yourself buried in credit card debt, it’s only natural to compare your many options for making things better in the months to come. This may lead you to compare the benefits of a balance transfer to those of a personal loan. While you may initially struggle with this decision, there are several […]

Happy Woman - Balance Transfer Success
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How to Set Yourself Up for Balance Transfer Success

Are you interested in taking full advantage of a balance transfer credit card? Has the time come to finally decide for or against this? There is a lot to think about as you learn more about balance transfers in an attempt to decide what to do next. Here are a few things you can do

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Balance Transfer Credit Card: Both Quick and Effective

If you find yourself swimming in credit card debt, it won’t be long before you consider every possible strategy for improving your situation. The use of a balance transfer credit card is both quick and effective. With this tool by your side, you can tackle debt in a manner that allows you to make immediate

Transfer a credit card balance
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Do These Things After Transferring a Balance

You spend a lot of time working through a variety of details as you consider the pros and cons of making a balance transfer. While this is a good approach, here’s something to remember: you aren’t done just because you found the right balance transfer offer and completed the transaction. This is where the process

Woman who seams dis-concerned about a balance transfer credit card
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Reasons Why a Balance Transfer May Not Make Sense for You

Are you interested in taking advantage of a balance transfer as to improve your financial situation? While this is a great decision for many people, it may not be the right choice for you at the present time. For this reason, you need to compare the pros and cons, while focusing heavily on your particular

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Don’t Make these Balance Transfer Mistakes

Many people find that a balance transfer credit card allows them to improve their financial situation in a number of ways. With this, you can transfer high interest credit card debt to a card with a zero percent introductory rate (such as for 12 or 18 months). This provides an opportunity to pay down the

Multiple balance transfer credit cards
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How Much of a Balance Should You Transfer?

At some point, you may come to realize that you’re no longer interested in paying interest on your credit card balance. When this time arrives, you have two options: Eliminate your balance once and for all Use a balance transfer credit card to your advantage Since you may not have enough money to pay your

Credit card debt - 100 dollar bills - Credit cards
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Top Steps to Take After a Balance Transfer

Completing a balance transfer may be one of the best financial decisions you ever make. However, before you can take full advantage, you need to know which steps to take in the near future. In other words, you’re not done just yet. Here are three of the top steps you can take at this time:

Man and a woman doing calculations
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What’s the Cause of Your Credit Card Debt?

It’s one thing to know that you have credit card debt. It’s another thing entirely to fully understand why you’re in this position. In short, you need to be able to answer this question: what is the cause of your credit card debt? Once you know the answer, you can then formulate a strategy for

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