When it comes to spring cleaning your home, there are many things you can do. When was the last time you cleaned out your freezer? When was the last time you went through your closet? Is your basement in desperate need of a scrub down? While spring is a great time to address all of these […]
What do you see when you look at your credit card statements? Have you found that your balances are growing? Are you concerned about your ability to get them under control in the near future? It may be time to learn more about applying for a balance transfer credit card. With this, you have the
It’s your hope that you never find yourself bogged down by credit card debt. However, if you find yourself in this situation, you’re not alone. Credit card debt remains a major problem in the United States, with this passage from the USA Today explaining in greater detail: “The average balance on a credit card is
With 2019 behind us, it’s time to turn your attention to the new year. This means many things in regards to your finances, including the creation of a budget that you can trust to guide you toward success. The COVID-19 pandemic fallout will likely cause your budget to affect your personal economy. If you faced
Do you have debt spread across several credit cards? Are you finding it difficult to manage? Are you open to any and all solutions? Ideally, you’d quickly pay off each balance and avoid a similar situation in the future. However, this is easier said than done, especially when you’re drowning in debt. But there’s a
With 2019 quickly coming to an end, now’s the time to turn your attention to the new year. Before you know it, you’ll be budgeting for 2020 and making decisions that will affect you throughout the year. One of the most important things you can do is examine your credit card debt. If you’re carrying
Have you come to the conclusion that divorce is the only way to solve your marital problems? While this is a big decision that will affect your life in many ways, it’s important to take as much time as necessary to get your finances in order. If possible, it makes sense to eliminate credit card
Once you come to the conclusion that a balance transfer credit card is the right financial tool for you, it’s time to take the next step in the process. This entails making a list of three to five offers that suit your wants and needs. As you compare balance transfer credit cards, focus on these
Even though the benefits of a balance transfer far outweigh any potential drawbacks, you should still have a solid understanding of what could go wrong. This knowledge will allow you to avoid trouble, thus getting exactly what you want from the process. Here are four things that could go wrong with a balance transfer credit
If you’re interested in applying for a balance transfer credit card, you should first review your credit report and score. This gives you a clear idea of your current credit picture, which will impact the offers you qualify for and the final decision you make. With an excellent credit score, you’ll qualify for all the
