Author name: Chris Bibey

Woman who seams dis-concerned about a balance transfer credit card
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Reasons Why a Balance Transfer May Not Make Sense for You

Are you interested in taking advantage of a balance transfer as to improve your financial situation? While this is a great decision for many people, it may not be the right choice for you at the present time. For this reason, you need to compare the pros and cons, while focusing heavily on your particular […]

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Don’t Make these Balance Transfer Mistakes

Many people find that a balance transfer credit card allows them to improve their financial situation in a number of ways. With this, you can transfer high interest credit card debt to a card with a zero percent introductory rate (such as for 12 or 18 months). This provides an opportunity to pay down the

Multiple balance transfer credit cards
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How Much of a Balance Should You Transfer?

At some point, you may come to realize that you’re no longer interested in paying interest on your credit card balance. When this time arrives, you have two options: Eliminate your balance once and for all Use a balance transfer credit card to your advantage Since you may not have enough money to pay your

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Top Steps to Take After a Balance Transfer

Completing a balance transfer may be one of the best financial decisions you ever make. However, before you can take full advantage, you need to know which steps to take in the near future. In other words, you’re not done just yet. Here are three of the top steps you can take at this time:

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What’s the Cause of Your Credit Card Debt?

It’s one thing to know that you have credit card debt. It’s another thing entirely to fully understand why you’re in this position. In short, you need to be able to answer this question: what is the cause of your credit card debt? Once you know the answer, you can then formulate a strategy for

Balance transfer credit cards
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3 Times to Use a Balance Transfer Credit Card

Even if you understand the basics of a balance transfer credit card, you may not fully realize how this could improve your financial situation. Only you know what’s best for your finances, but here are three times to consider using a balance transfer credit card: Carrying High Interest Debt Do you have high interest debt

Credit card balance transfer - Multiple credit cards
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Know Your Balance Transfer Credit Card Fee

Have you accumulated debt on a high interest credit card? Are you tired of paying an outrageous amount in interest every month? If so, transferring the balance to a card with a lower interest rate may be the best step you can take at the present time. Tip: this is also a great way to

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What to do After Selecting a Balance Transfer Credit Card

After you compare a variety of balance transfer credit card offers, it’s time to make a final decision. Which one is best for you at the present time? Which one will allow you to improve your financial situation? Once you apply and receive your credit card, it’s time to get down to business. At that

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