With the first few weeks of 2019 in the books, you’ve had enough time to review your finances for a better idea of where things stand. As you look at your debt, more specifically that related to credit cards, it’s important to answer a variety of questions. For example, do you have a plan in […]
As you become more familiar with the benefits of a balance transfer, you may decide to learn more about the overall process. It’s the knowledge you collect here that helps you determine what to do next. Fortunately, credit card companies have made it easy to complete a balance transfer. Here are a few things you
With 2018 coming to an end, you’ll want to make many key decisions in regards to your finances. One of the best things you can do is review your credit report and score, all with the idea of changing things for the better as we move into 2019. If you have an excellent credit score
Now that we’re in the middle of the holiday season, it’s time to turn your attention to your budget. More specifically, the steps you can take over the next few weeks to stay on budget – no matter what comes your way. Here are five holiday budgeting tips to keep you on track: 1. Know
As you ponder the idea of applying for a balance transfer credit card, most your attention will move toward the benefits. These include things such as saving money on interest, paying off your debt sooner, and reducing the number of payments you make every month. While the benefits alone can help you decide for or
There are many ways to use a balance transfer credit card to your advantage. For example, if you have debt spread across several credit cards, it’s a great way to save money and better organize your finances. Despite the many benefits, you don’t want to proceed with a balance transfer until you’re 100 percent sure
A balance transfer credit card isn’t a magic pill that will make all your financial problems disappear. However, when used in the appropriate manner, it can go a long way in relieving some financial stress and helping you get back on solid ground. Before applying for and using a balance transfer credit card you should
Once you realize the benefits of a balance transfer credit card – such as the ability to consolidate debt – there’s an important question to answer: which offer best suits your financial situation and future goals? With hundreds of balance transfer credit cards to choose from, it’s not always easy to make a final decision.
There may come a point when you realize that you’re no longer comfortable managing all your credit card debt. This typically comes into play when you have debt spread across multiple cards, thus requiring more than one payment every month. If you add this to other forms of debt, such as a personal loan, it’s
It doesn’t matter if you have an excellent credit score or one that needs some work, nothing changes the fact that you need to avoid costly mistakes down the road. There are many things that can damage your credit score, all of which you want to avoid at all costs. Consider the following: Late and
