As the new year is coming right around the corner, it’s never a bad time to start brainstorming some goals you want to set. After all, a new year gives you a new slate, one to form new habits and take control of the things you’ve always wanted to do. And if getting yourself out […]
For most of us, debt is a trap. With interest, annual fees, processing fees, late fees, and any other charges our creditors have issued, we feel as though this will take years, if not decades to pay off. However, with a balance transfer, that doesn’t have to be the case. While it’s still going to
Are you searching for the perfect balance transfer credit card? Are you hoping to make a final decision in the near future, so that you can take better control of this part of your financial life? Are you finding it difficult to compare offers? With the average U.S. family carrying more than $8,000 in credit
Holiday shopping is on the rise. Last year, over $5 billion was spent on Black Friday, a record. Overall, holiday spending in 2016 increased nearly 4 percent compared to 2015, a considerable increase considering that billions of dollars are normally spent during the holiday season. In fact, one third of retail sales in the United
With nearly half of all Americans currently living paycheck-to-paycheck, it’s not surprising that far too many people are relying on credit cards to make ends meet. This has resulted in crisis-level debt situations for far too many families, with 1 in every 50 households (approximately 2 million families) carrying more than $20,000 in credit card
A generous introductory offer on a balance transfer can save you money if you play your cards right. The longer you plan to carry a balance and the higher the APR on your current balance, the more you’ll benefit from a 0% APR balance transfer. Without those hefty interest charges added to your balance each
The average American credit card user has a wallet full of credit cards, and pays interest on any that have a balance. The typical credit card user carries a balance of five to nine thousand dollars, according to various sources. With the average credit card rate at anywhere from 9-18% APR, that spells big bucks
The credit card balance transfer is a hit with consumers Many credit card users are taking advantage of the opportunity to save money on interest fees with a credit card balance transfer. A balance transfer can be made from one or more credit cards, transferring the debt to a new card with better interest rates, often as low
A credit card can simplify every day. You can use a credit card to pay bills, make on-line or over-the-phone purchases, and pay unexpected car repairs. A quick swipe of the credit card saves you time when you pay-at-the-pump, rather than having to run in and pay first, while guessing how much gas you’ll need.
With responsible use, a credit card can benefit your finances in a number of ways. Conversely, if you take the wrong approach, it could cause more harm than good. Here are three tips to follow to avoid the most common credit card pitfalls: Pay off your balance in full every month. Not only does this
