Balance Transfer Credit Cards


Discover Card Balance Transfer Credit Card Offers



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If you are interested in a balance transfer credit card, Discover is one company that can help you out. By taking this approach, you can transfer high interest credit card debt to a Discover card with a 0% introductory rate.

Discover Financial was founded in 1985. Since day one, the company has been providing consumers with the highest quality credit card offers.
Top Balance Transfer Credit Cards
Balance Transfer Offer Results
We didn't find any cards from this issuer, as we are working with this bank to add their cards on BalanceTransfers.com. This changes almost every week, so we thank you for your understanding. Here are several cards you may be interested in saving with:



Barclaycard CashForward™ World MasterCard®

  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening.
  • After that a variable APR will apply, currently 15.24%, 19.24% or 23.24%, depending on your creditworthiness
  • No annual fee

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 0.00% for 12 months (must be completed within first forty-five days of account opening)* 0.00% for 12 months* 15.24%, 19.24% or 23.24%* Variable Cash Back
Barclaycard Arrival™ World MasterCard®

  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel & dining and 1X miles on all other purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0 0.00% for 12 months (must be completed within first forty-five days of account opening)* None 16.24%, 20.24% or 24.24%* Variable Airlines
Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Balance Transfer Offer: 0% 12 months (must be completed within first forty-five days of account opening)*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $89 - Waived first year 0.00% for 12 months (must be completed within first forty-five days of account opening)* None 16.24% or 20.24%* Variable Airlines
U.S. Bank Business Edge™ Platinum

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions

Balance Transfer Offer: 0% for 12 billing cycles*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Business $0* 0.00% for 12 billing cycles* 0.00% for 12 billing cycles* 10.24% - 18.24%* (Variable) None
Getting started is as simple as choosing a Discover balance transfer credit card, learning more about the terms and conditions, and deciding if this could benefit you. Answer the following questions:
  • Which Discover balance transfer credit card best suits your needs?
  • How long does the introductory rate last?
  • What is the rate once the introductory rate expires?
Two Ways to Get Started
If everything checks out, there are two ways to start the process:
  • Request an application via mail.
  • Take the first step online.
Regardless of the process, there are two steps you need to take to complete the balance transfer:
  • Make note of your current balance and account number.
  • Contact Discover customer service online or via phone.
Do you have questions or concerns? In this case, don't complete your balance transfer just yet. Instead, reach out to a live representative via phone who can walk you through the process.

What are the Terms and Conditions?
It's important to fully understand the terms and conditions of the offer, including but not limited to:
  • Interest rate.
  • Fee structure.
  • Length of the introductory rate.
  • Reasons why Discover could cancel your rate, such as making a late payment.
Why Choose a Discover Balance Transfer
While there are many credit card companies that offer balance transfer deals, Discover is one of the best for these reasons:
  • Industry leading customer service.
  • Variety of balance transfer offers.
  • Simple online system for completing the transfer.

Conclusion
With a variety of balance transfer credit cards, top notch customer service, and an easy process, this is a company you should consider.


Discover balance transfer cards offer low balance transfer and purchase rates, rewards and unique benefits. The Discover Card normally requires good to excellent credit ratings, and is accepted globally.