Balance Transfer Savings CalculatorJust fill out the short form below and press "Submit". You will then see how much money you can save with hundreds of different credit card offers.
What is this?
This balance transfer savings tool calculates your current credit card information entered in the form, and finds offers that can save you money. Tables are based upon a 24 month period.
How does it calculate results?
This program analyzes over a hundred credit cards and makes the following calculations with default assumptions:
Assumptions:
- You will have the new card and transferred balance minus payments for at least 24 months.
- You will make the monthly payment specified, and not go into default.
- 100% of your old credit card balance is transferred to your new card.
What this program does not take into account:
- New purchases
- Annual, overdraft, maintenance, balance transfer, or any other fees.
- Interest rate changes or adjustments, such as a default rate or variable rate changes.
- Other APR's, such as a cash advance APR.
- Balances affected by a grace period
- Any other circumstance that affects the interest rate or fees associated with your new card.
Are the savings guaranteed?
The introductory and standard APR calculated for the new card offer may vary among applicants. Depending on the issuing bank, applicants may be issued those rates depending upon certain credit qualifications, in accordance to their summary of credit terms or credit disclosure. In short, not every applicant will receive the same APR for a card, so the savings may vary.
Do I have to register or commit to anything by using this program?
No. You can use this program as often as you wish free of charge.
What are the terms and conditions for this program and website?
Our terms and conditions can be found here. In summary, we cannot guarantee that the advertised savings is the actual savings that you will receive.
