The Merrill+ Visa® Credit CardBalance Transfer Offer: 1.90% for 12 billing cycles
- Introductory 1.9% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
- No Annual Fee
- Outstanding Rewards Program One of the best rewards cards available today with anytime, anywhere air rewards.
- Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
- Extraordinary Benefits Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.
You can also redeem your Merrill Points for cash that you can apply toward any fees and commissions posted to your Merrill Lynch account(s).
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The Merrill+ Visa® Credit Card Details
| APR | 9.99% |
| Annual Fee | $0 |
| Intro APR | 1.90% for 12 billing cycles on Balance Transfers |
| Rewards | Investment |
| Credit Needed | Excellent Credit |
| Approval Rate | Poor |
User ReviewsTitle: One of top 10 Prestious Cards
Date Reviewed: 2008-09-26 00:50:43 | Recommended?: Yes
Remarks: Hello All,
I thought I'd try two get one of these HOT black cards - and boom - gotcha CL 10K but haven't use it
in FORBES MAG top 1o list
Title: Next Day Approval.
Date Reviewed: 2008-05-05 22:20:23 | Recommended?: Yes
Remarks: I have a Bank of America credit card for a year and half and would like to apply for this card because of the low interest rate for cash advance (can be used as overdraft or emergency). After I've submitted the online application, I didn't get an instant approval but deferred message, so I called the FIA this morning and found out that I was approved for $2,500.
Credit Backgroud: No late payment or any adverse account on the credit profile, Transunion score: 760.
Title: Approved $2500
Date Reviewed: 2008-04-09 05:30:28 | Recommended?: Yes
Remarks: I just applied online for this card on 03/31/ 2008 and was approved instantly online. I got the card in the mail on Saturday 04/05/2008. The APR is 1.9% on BT and there after it is 9.9% which for me thats a good deal!! So far the customer service is great and they seem prepared. I'll let everyone know how things go with this card!!! I have already registered this card online.
Title: Greaaattt!
Date Reviewed: 2007-10-10 00:53:41 | Recommended?: Yes
Remarks: Applied for this card and got in 5 days! 2500 limit. This is my first big card. I have no credit, im just starting to build it. i was suprised to get this card with the limit i have. my fico doesnt exist yet! lol
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