Starwood Preferred Guest Credit Card

Starwood Preferred Guest® Credit Card

Balance Transfer Offer: 2.90% for 6 Months *

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

Title: DENIED
Date Reviewed: 2012-01-12 16:45:21 | Recommended?: Yes
Remarks: EQ 642 EX 599 TU 690 BK 2007 Denied due to 5 yr old BK

Title: Approved- less than perfect credit
Date Reviewed: 2009-01-29 13:19:43 | Recommended?: Yes
Remarks: I applied for the Starwoods Card in November and was approved with a 687 FICO. I have a long credit history and just recently recovered from an ID theft fiasco that had driven my FICOs down in the low 500s. The card details suggest an applicant should have high 700 FICO, but AM EX approved me for this and another AM EX card with an Equifax 687.
AM EX extended me a 3000 credit line with an automatic review for an increase in 6 months. I use this card, and a subsequent AM EX Blue Sky, almost exclusively since they both earn travel and airline rewards. All my other cards are now locked in a safe and will be pulled periodically for account activity purposes.

Title: Sooooo tempted.....
Date Reviewed: 2008-08-07 16:28:35 | Recommended?: Yes
Remarks: I received an 'invitation' to apply for this card in the mail today. I'm enrolled in the Starwood Preferred Guest Program (Sheraton brand), and I don't know if they pre-screened me for this or not. They call it an 'invitation' and gave me an 'RSVP number.' My scores have only just started hitting the 640 range, so I don't think I'll be applying for this one... But it's SOOOOOO tempting. The AF is only $45, waived for the first year, and you get enough points for something like 3 free nights just for using the card once.
I'm guessing a 640 FICo is too low to start applying for this bad boy... But can anyone that has it review it? Or give me an idea of what FICO you need for it? I'll just be over here sitting on my hands keeping myself from applying!

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