Credit Card Menu
| |
Discover® Motiva(SM) CardBalance Transfer Offer: 3.99% for 12 months
- Double Cashback Bonus on grocery store purchases in November and December*
- Cash Rewards for your good credit management!*
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
Customer Service That Puts You First
- Double Cashback Bonus on grocery store purchases in November and December*
- One call, we take care of it
- Talk to a knowledgeable person in less than a minute
- Easy online Account options that put you in control
- Timely e-mails to help you avoid fees
Apply Now!
Discover® Motiva(SM) Card Details
| APR | 10.99% |
| Annual Fee | $0 |
| Intro APR | 3.99% for 12 months on Balance Transfers |
| Rewards | Cash Back |
| Credit Needed | Excellent Credit |
| Approval Rate | Average |
User ReviewsTitle: Called and was approved
Date Reviewed: 2008-09-18 17:45:14 | Recommended?: Yes
Remarks: I took a chance and i know i need to stop cause this makes 8 cards but i was approved for the Discover Motiva and i had no idea that i was going to be. i was looking for the HSBC Discover but they told me that i could not apply for it that it could only be offered, so there i was once again giving up my info just knowing they they was going to tell me no and i was wrong they told me i was approved and that i would be getting the card in the mail soon.
one thing i don't understand is that they told me no not 2 months ago, i guess the credit king felt sorry for me.
scores for those who want to know
EX 657
TU 673
EQ 651
2 BAD'S
NO C.O.'s
Title: Approved
Date Reviewed: 2008-09-08 17:45:51 | Recommended?: Yes
Remarks: Helped my mother get approved for the Discover Motiva card with a $3k limit. This will help her out with utilization and this is her first Discover card. I'm jealous because I want one too! lol
I will ask her to add me as an AU to help me out with utilization but we mainly applied for this card because of a great BT offer. We bought my sister a Dell laptop on a Dell Preferred Account and when I saw the interest rate on that thing, I almost fell off my chair. Dell was about to charge my mother 28.99% interest on a $1k balance. That's when I knew I had to get that balance out of there QUICK!
I will ask for a CLI at activation and update on the card later.
Title: got approved
Date Reviewed: 2007-08-18 18:57:51 | Recommended?: Yes
Remarks: I have been reviewing others here and comparing credit cards and looking for company that will look my credit good then having credit cards that only start you low limit . american express and bank of america are the best i had less then 2 years with them and 25 k amex and 20k bank american. I apply on the 13th of august for discover motiva and got approved with an nice credit limit my cards i have start from 7k to 25k i will recommand to apply for this card but i would advise that you have over 50 percent of available credit and no lates for 2 years and less inquiry and scores over 700 for a better chance of getting approved.
Title: 710 score approved
Date Reviewed: 2007-07-15 04:40:16 | Recommended?: Yes
Remarks: I was approved with a 710 score they pulled equifax and than trans union the next day trans union had one bad but paid account from over 3 years ago. they called also to verifiy my home phone which was my cell and ask to verify my work #as well
Add Your Review (Reviews Courtesy of Finance Globe) |
|
|
|
