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Discover® MotivaCardBalance Transfer Offer: 3.99% for 15 Months*
- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you"ll get a Pay-On-Time Bonus equal to a full month"s interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Customer Service That Puts You First
- Double Cashback Bonus on grocery store purchases in November and December*
- One call, we take care of it
- Talk to a knowledgeable person in less than a minute
- Easy online Account options that put you in control
- Timely e-mails to help you avoid fees.
Apply Now!
Discover® MotivaCard Details
| APR | 11.99% - 20.99% Variable* |
| Annual Fee | $0* |
| Purchase Intro APR | 3.99% for 12 Months* |
| Rewards | Cash Back |
| Credit Needed | Good Credit |
| Approval Rate | Good |
User Reviews
Title: GODD GOOD CARD
Date Reviewed: 2010-05-17 23:16:16 | Recommended?: Yes
Remarks: LOVE THIS CARD. PERIOD. I Would recommend anyone with a FICO ON TU of 720 with limited INQ no more than 2 apply for this best discover around!
Title: Called and was approved
Date Reviewed: 2008-09-18 17:45:14 | Recommended?: Yes
Remarks: I took a chance and i know i need to stop cause this makes 8 cards but i was approved for the Discover Motiva and i had no idea that i was going to be. i was looking for the HSBC Discover but they told me that i could not apply for it that it could only be offered, so there i was once again giving up my info just knowing they they was going to tell me no and i was wrong they told me i was approved and that i would be getting the card in the mail soon.
one thing i don't understand is that they told me no not 2 months ago, i guess the credit king felt sorry for me.
scores for those who want to know
EX 657
TU 673
EQ 651
2 BAD'S
NO C.O.'s
Title: Approved
Date Reviewed: 2008-09-08 17:45:51 | Recommended?: Yes
Remarks: Helped my mother get approved for the Discover Motiva card with a $3k limit. This will help her out with utilization and this is her first Discover card. I'm jealous because I want one too! lol
I will ask her to add me as an AU to help me out with utilization but we mainly applied for this card because of a great BT offer. We bought my sister a Dell laptop on a Dell Preferred Account and when I saw the interest rate on that thing, I almost fell off my chair. Dell was about to charge my mother 28.99% interest on a $1k balance. That's when I knew I had to get that balance out of there QUICK!
I will ask for a CLI at activation and update on the card later.
Title: got approved
Date Reviewed: 2007-08-18 18:57:51 | Recommended?: Yes
Remarks: I have been reviewing others here and comparing credit cards and looking for company that will look my credit good then having credit cards that only start you low limit . american express and bank of america are the best i had less then 2 years with them and 25 k amex and 20k bank american. I apply on the 13th of august for discover motiva and got approved with an nice credit limit my cards i have start from 7k to 25k i will recommand to apply for this card but i would advise that you have over 50 percent of available credit and no lates for 2 years and less inquiry and scores over 700 for a better chance of getting approved.
Title: 710 score approved
Date Reviewed: 2007-07-15 04:40:16 | Recommended?: Yes
Remarks: I was approved with a 710 score they pulled equifax and than trans union the next day trans union had one bad but paid account from over 3 years ago. they called also to verifiy my home phone which was my cell and ask to verify my work #as well
Add Your Review (Reviews Courtesy of Finance Globe) | |
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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
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