Discover® More Card

Balance Transfer Offer: 0% for 15 Months*

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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Discover® More Card Details

APR	11.99% - 20.99% Variable*
Annual Fee	$0*
Purchase Intro APR	0.00% for 6 Months*
Rewards	Cash Back
Credit Needed	Good Credit
Approval Rate	Excellent

User Reviews

Title: Surprised No.3
Date Reviewed: 2010-06-10 16:09:23 | Recommended?: Yes
Remarks: Originally, I was applying the student Discover. After I got the card yesterday and realized that the card in the envelop was not a student card but the "More". So, maybe I should post my review here.....

Credit line = 2000
Equ/Exp/Tra = 729/723/738
15 hard inquiries from Experian
Average balance/CL ratio < 20%
Credit history = 2.2 yrs
Average credit line = 1200
Highest credit line = 2500

I was lucky that they had the TransUnion pulled which I only have 2 inquiries there. The lady told me that my credit history is very good in her point of view. There is a extra cash back bonus for dining in June which is excellent~~~ After the surprise from AMEX two months ago, here I got another one. Very happy.

Title: Great customer support
Date Reviewed: 2010-04-01 18:40:49 | Recommended?: Yes
Remarks: Got an pre approved offer in mail. Have closed 2 cards before 3 years. But off late there was no default. Student so was not approved instantly. So called back with the number provided they checked enrollment and was offered credit in less than 4 minutes. Very quick and informative people in the customer support. Had to call them back for card design which they changed. Great guys to deal with.

Title: Approved for Discover More Card
Date Reviewed: 2010-04-01 08:49:40 | Recommended?: Yes
Remarks: I received a pre-approval in the mail for this card. So I applied online but received the dreaded 5-7 day message. Thought I was denied. So I checked the status page at discover.com a few days later and saw that I had been approved for a $6,000 credit line. They pulled TU. My FAKO scores are TU 850 (Vantage score) and Experian 738. Don't know Equifax. I have no baddies, no lates, no BK...am pretty happy as I have been wanting a discover for a while now...status page said I would receive the card in 5-7 business days...

Title: Declined
Date Reviewed: 2010-02-13 07:38:09 | Recommended?: Yes
Remarks: Said too many inquiries, and not enough credit history. Ive been applying like crazy I need to calm down. 717 experian, 717 equifax, 726 transunion.

Title: Not mad at Discover
Date Reviewed: 2010-01-05 04:35:34 | Recommended?: Yes
Remarks: I appld online, was not immediate decision but was avail online 1 hr later-denied. I called to find out why. they pulled equifax, too many deliq(i have 1- 2.5yrs ago), too many accounts(9). high util(45%). Very friendly, curteous customer service. I see why everyone raves about them, but they are extremely conservative as i guess they should be. have to guessstimate my equifax score @680. Thats what i get for being bored at work. LOL

Add Your Review (Reviews Courtesy of Finance Globe)

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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