Discover® More® CardBalance Transfer Offer: 0% for up to 12 months
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
Apply Now!
Discover® More® Card Details
| APR | 10.99% |
| Annual Fee | $0 |
| Intro APR | 0.00% for up to 12 months on Balance Transfers and Purchases |
| Rewards | Cash Back |
| Credit Needed | Good Credit |
| Approval Rate | Excellent |
User ReviewsTitle: I like it
Date Reviewed: 2008-11-16 13:44:59 | Recommended?: Yes
Remarks: Received this card after responding to an pre-approval offer via US Mail. I have used it several times and pay the balance in full before statement date.
It offers cash back rewards, and cash access via, checks, direct deposit into checking account (this feature is available after you make several payments via your checking account) and ATM withdrawal.
The cash access is not that great, only 10% of your credit limit, for me $300.00 I don't do cash advances but if I ever had to resort to one I would use another card.
Initially the balance transfer offer was 0% until April 09 but according to my online account summary it's 9.9% though i'm not sure why. I've never used the balance transfer feature. Overall, it's a good card to have, has lot's of different card designs to fit your likes/personality if you're into that kinda thing.
Customer service is top notch. I made a purchase online with a retailer but never received the items. Discover wasted no time with the charge back and crediting my account, less than 24 hrs.
The site is easy to use, with a nice layout. Payments are posted fairly quick. I plan to build a great relationship with Discover!
~Tia~
Title: Discover More Card
Date Reviewed: 2008-11-09 17:04:35 | Recommended?: Yes
Remarks: After all of you said it was great... I had to go for it. Denied with no counter offer to another card. I am bumbed. Real Fico Scores TU 719 EX 709 EQ 697 with BK 09/2001.
Title: My set is complete
Date Reviewed: 2008-11-09 14:13:03 | Recommended?: Yes
Remarks: Applied for this one after getting the Bank of America American Express. Went through the application. Got approved but they didn't tell me for how much. Called customer service and they told me I was approved for $8000.
Now that I have all the card brands in my wallet, I AM DONE with credit cards! I will see if they can get me to $10k when I activate my card.
Scores are 750+ on Equifax and Experian and 727 on Experian. Not sure which one they checked but it doesn't matter.
Title: Success!!
Date Reviewed: 2008-10-17 17:10:51 | Recommended?: Yes
Remarks: I told myself I would stop after being approved for the American Express Blue sky and Citi Diamond Preferred cards, but now I have all the cards I always wanted. I was approved online with a $8,500 CL and 10.99% APR.
Does anyone know how they determine your CL?
Iv'e been getting credit lines of between $8,000 and $10,000 on the cards that I recently applied for (which is nice), but somehow I thought they would be higher because my FICO scores are all in the 800's this year, and I have a very good income over 100K per yr.
My wife just got approved for the Chase Freedom MC with a 13,000 CL and makes less than me and slightly lower FICO scores.
Thanks
Title: Discover Sure Is Stingy!
Date Reviewed: 2008-10-17 13:50:02 | Recommended?: Yes
Remarks: Hello everyone, I am new to this board, but I love FG's website. I usually check it once a day to read new posts, etc. Well, my current credit score is 662 EQ. I'm unsure about the others. I recently applied for this card after a preapproved mailer. The terms were excellent, 0% interest for 12 months, 3.99 balance transfer rate, etc. They instantly approved me online for $500 bucks. This is by far my lowest major card credit limit. I have one bad item, paid state tax lien, that will fall off sometime next year. I called to cancel the account, but was told that it would show on my file as a closed account, therefore I decided to keep it open since I already took a hit with the inquiry. The representative told me to use the card and after six months I should receive an increase and that not a lot of people are eligible to become discover cardholders, therefore I should consider them allowing me to be one a compliment. I must say, I am not impressed with the small credit line thus far and I am finding that a lot of merchants do not accept discover; however their customer service was excellent. I must admit that I am close to my limit on a few of my cards/lines which probably played a part in their decision. I will keep you guys posted!
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