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Citi® Platinum Select® MasterCard®Balance Transfer Offer: 0% for 18 Months *
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
Apply Now!
Citi® Platinum Select® MasterCard® Details
| APR | 11.99% - 19.99% Variable* |
| Annual Fee | $0* |
| Purchase Intro APR | 0.00% for 12 Months * |
| Rewards | None |
| Credit Needed | Fair Credit |
| Approval Rate | Excellent |
User Reviews
Title: 20yr & FICO 990 gets 85% line cut
Date Reviewed: 2010-07-03 23:30:23 | Recommended?: No
Remarks: Citibank may be in financial trouble again, as I had the citi plat select with $100k credit line which was cut to $15,300! I had never been late or missed a payment of any kind ever. My Experian Credit report which is what CITI claims to have used was a 990/990 with a <1% chance I would default. also keep in mind I have my business accounts with Citi avg daily balance over $500k & personal accounts with mid 6 figure balance. Citi has shown me 1 thing over my 20 year relationship, they look you in the face & lie. Protect your deposited accounts because if I can get 85% credit line cut then there is a huge problem within Citi the depositors need to know about. When I asked this exact question I got a no comment!!!
Title: Denied
Date Reviewed: 2010-05-24 20:45:06 | Recommended?: Yes
Remarks: I thought I would apply for this card. I been rebuilding my credit history for about two years now. When I applied my credit scores were 687 TU and 678 EQ.
Also my credit utilazation on both credit cards I have is below 10% and only 1 inquery with TU and EQ in the last year.
I didnt get an instant decision when I applied online. It gave me a message telling me it would send me out and answer in the mail basically.
Well today I got the letter and I was denied to to lack of trade lines and I have 4 unpaid collections all from 5 years ago still on my CR. I guess I will apply again after they drop off in 2 years.
Title: Continue my Journey for Prime Cards
Date Reviewed: 2010-03-30 17:22:48 | Recommended?: Yes
Remarks: Recieved pre-approval offer in mail. App on-line approved initial cl $4,200.00. Hard Pull EQ surprised not EX. EQ cs at 679 2 ca accounts one paid off removal in 2012 and one unpaid, removal July of this year. 0%BT and APR until 12/10, and no annual fee plus 100 bonus cash for cit rewards. Prime rate+15.74% currently 18.99% thereafter. Hope this information helps anyone eles. Anyone with pre-approvals go for it you never know.
Title: Citi Platinum Select Master Card
Date Reviewed: 2009-06-07 11:29:18 | Recommended?: Yes
Remarks: Impressed with the easy Finance Globe online application process. Immediate online approval. FICO Scores are EQ 704 TU 715 EX 709 Vantage 761. Initial credit line $4,800 with APR 14.99% on purchases. No rewards. Note this is my first online credit card approval with a major bank! Yahoo...!!! BK 09/2001 has kept me to other less prime credit cards and secured cards from the majors. Also my credit record is spotless since BK and I PF most months to keep utilization under 9%. Finally a chance to move back into the real credit world. It has been over seven years since the BK. It's about time! My other major BofA and Wells Fargo are coming up on being unsecured. Fingers crossed. BofA informed me after nine statements 08/2009 if I continue my credit card pattern as is they will unsecure and add $500 to my secured credit line for a total of $1,500 as an unsecured. WOW...!!!
Title: instant approved
Date Reviewed: 2009-03-14 22:02:32 | Recommended?: Yes
Remarks: today i decided to start on my credit plan a little early by app for this card and work my way down to canceling my low limit cards.my credit scores are 670 - 667- 660 from equifax, trans union and experian.I have no derogs on my reports now and my credit rebuilding started 5 years ago with first premiere and as i get better cards as this one, I will be eliminating the rebuilders and keep the cards with no annual fee with decent limits.
Add Your Review (Reviews Courtesy of Finance Globe) | |
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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
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