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Citi® Platinum Select® CardBalance Transfer Offer: 0% for up to 12 months*
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Citi® Platinum Select® Card Details
| APR | As low as 11.99% Variable* |
| Annual Fee | $0* |
| Purchase Intro APR | 0.00% for up to 12 months* |
| Rewards | None |
| Credit Needed | Good Credit |
| Approval Rate | Excellent |
User ReviewsTitle: Citi Platinum Select Master Card
Date Reviewed: 2009-06-07 11:29:18 | Recommended?: Yes
Remarks: Impressed with the easy Finance Globe online application process. Immediate online approval. FICO Scores are EQ 704 TU 715 EX 709 Vantage 761. Initial credit line $4,800 with APR 14.99% on purchases. No rewards. Note this is my first online credit card approval with a major bank! Yahoo...!!! BK 09/2001 has kept me to other less prime credit cards and secured cards from the majors. Also my credit record is spotless since BK and I PF most months to keep utilization under 9%. Finally a chance to move back into the real credit world. It has been over seven years since the BK. It's about time! My other major BofA and Wells Fargo are coming up on being unsecured. Fingers crossed. BofA informed me after nine statements 08/2009 if I continue my credit card pattern as is they will unsecure and add $500 to my secured credit line for a total of $1,500 as an unsecured. WOW...!!!
Title: instant approved
Date Reviewed: 2009-03-14 22:02:32 | Recommended?: Yes
Remarks: today i decided to start on my credit plan a little early by app for this card and work my way down to canceling my low limit cards.my credit scores are 670 - 667- 660 from equifax, trans union and experian.I have no derogs on my reports now and my credit rebuilding started 5 years ago with first premiere and as i get better cards as this one, I will be eliminating the rebuilders and keep the cards with no annual fee with decent limits.
Title: Approved!
Date Reviewed: 2008-10-24 19:48:09 | Recommended?: Yes
Remarks: I received two preapproved offers in the mail from Citi last week. One was for the diamond preferred card and the other was the cashreturns card. I read about both but I decided I want the more traditional card so I applied for the platinum select online yesterday. After I submitted my application I got some lame message that said we will let you know if you are approved within 30 days. I wasn't very happy about that, but today less than 24 hours later, citi called to inform me that I was approved for a credit line of $6300. I should get the card within a week. Also, I don't know the annual percentage rate yet. My credit scores are 779.
Title: dont apply with citi
Date Reviewed: 2008-04-14 22:49:49 | Recommended?: Yes
Remarks: i have citi card since year never late...so i appiled for this card and they denied me saying that i have been late once for 90days...and i have never been late in any payment so to make sure i pulled my credit report and it showed i was never late...i fax them the report showing i was never late...they still deline me saying their report saying soemthing diffrent..has anyone else had this happen.
Title: Denied
Date Reviewed: 2008-04-12 11:50:09 | Recommended?: No
Remarks: I would not recommend applying for this card. I have had no problem getting the BOA Plat Visa, Discover More, Best Buy, Home Depot, ExxonMobil. My EQ is 671, but still denied by Citi.
Add Your Review (Reviews Courtesy of Finance Globe) |
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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
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