Citi Forward® Card for College Students
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Citi Forward® Card for College Students

Balance Transfer Offer: This card no longer offers a balance transfer offer. The standard APR is most likely the rate. Please check with the card disclosures for more information.*

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Earn a $75 statement credit after you spend $150 on back-to-school purchases at apparel, book or electronics stores within the first 3 months of opening your account*
No Cosigner required
APR reduction on purchases when using credit wisely
100 ThankYou Points each billing period that you pay on time and stay under your credit limit
Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

APR	13.99% - 22.99% Variable*
Annual Fee	$0*
Purchase Intro APR	0.00% for 7 Months *
Rewards	Flexible Options
Credit Needed	Good Credit
Approval Rate	Very poor

Title: Approved
Date Reviewed: 2010-06-22 20:40:33 | Recommended?: Yes
Remarks: Approved!!!
Credit line = 4000
Equ/Exp/Tra = 725/703/705
9 hard inquiries from Experian
Average balance/CL ratio < 20%
Credit history = 2.3 yrs
Average credit line = 1500
Highest credit line = 2500
Experian was pulled.
I like this card because I can earn 5x Points for every $1 spent at restaurants, on books, movies and music. After doing the math, that will be around 3~3.7 % cash back. I love it and it offered me a nice starting CL. My next target will be Chase Freedom.

Title: Wasn't expecting this
Date Reviewed: 2009-09-22 18:30:53 | Recommended?: Yes
Remarks: I recently closed my Capital One card because of the low credit limit and high APR. I decided to take a shot at Citi Forwad Card. I didn't get an instant approval. So I called their 1-800 number and found out I was approved for $4,000. This is my highest limit to date. My second closest is $1,700 and that is my chase amazon. They pulled EX but I'm not sure what my score is. I've got 10 inquires in the last year. Can't wait to get it!

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.