Citi Diamond Preferred Card

Title: Approved
Date Reviewed: 2011-12-19 09:34:04 | Recommended?: Yes
Remarks: I applied this morning and to my surprise, instantly approved $1,500 credit line 0% apr for 21 months, and 21.99% apr after. I cannot wait till this card comes in the mail.

Title: Waiting for Processing
Date Reviewed: 2011-07-18 15:58:32 | Recommended?: Yes
Remarks: I applied today after also applying for Discover Motiva and AMEX Skymiles. EQ is 665 and EX is 635. AMEX denied me right away for low EX. that one is the lowest. CITI said more time is needed to process my req. I also applied for Discover Motiva today too and they said the same...more time needed to process. BUT they called me 3 hrs later and approved me. So i have high hopes for CITI.

Title: Suprisingly low APR
Date Reviewed: 2011-06-21 09:35:34 | Recommended?: Yes
Remarks: I have received a couple notices in the mail as pre-approved so I figured what the heck. I went online and applied and was instantly approved for $8K. They pulled Experian and mine was 707. My APR was 11.99% after 21 months of 0% on purchases and transfers. Going to transfer my Lowe's, Sams Club and Walmart cards to this one. I have a very good mix of credit, including `07 mortgage, several car leases and credit union loan in `10. Discover(5K CL), Amex (25K CL), and a couple store cards as well. I filed BK in `03 due to divorce and am proof that if you pay pay your bills on time and have patience you can turn it around.

Title: Surprised but Approved.
Date Reviewed: 2011-03-08 16:06:13 | Recommended?: Yes
Remarks: I was approved a CL of $10,000. Intro 0% interest 12months. After,18.99%( which is extremely high) I have a collection that is $1,890.00 almost 6 yrs old. That I recently tried to dispute one month ago and was updated/verified. I have a 3 yr old mortgage that is 160k. 4 credit cards which all have balances, overall utilization is about 35% none of them have a cL of $500.00 or more. I have been working on my credit for 4 1/2 yrs. 2 paid off personal paid off loans that are around $2000.00 each. I have no inquires. I've been getting offers from all of the "BIG" credit cards for about 9 months and after reading the approval rating I decided to go with this credit card. I was a little bit discourage because of the collection but I said, to myself "I'm not going to let that collection get in the way." It's only a inquiry and I don't plan on buying anything in the future which I pay for everything cash anyway. I think I've been creditworthy!! My heart was racing I covered my eyes like a child b/c it was either going to be "denied" or a "low limit" of $1,000.00 Boy, was I surprised!!! I almost forgot credit score was checked Feb 4th Transunion 747, Equifax 696, & Experian 699. Not sure which bureau was check. But I will check after I get the card which takes 14 days to receive. Please feel free to ask question if I haven't already answer them all.

Title: One of the best out there.
Date Reviewed: 2010-10-28 10:46:41 | Recommended?: Yes
Remarks: I just applied for this card on 10/22 and am still waiting to receive it but here is the review so far.
It was an instant online approval with a FICO of 757.
I received a $6,300 CL.
APR is 11.99% V
Received a balance transfer offer of 0% for 21 months!
I will be taking advantage of this balance transfer offer for sure. Out of all of my cards and my fiancee's cards I only have one with a balance of $3,162 at a 13.99% APR. So, once I move this over to this new card I'll have 21 months to pay it off with no interest and over $1,358 in interest charges...

Add Your Review (Reviews Courtesy of Finance Globe)

Citi® Diamond Preferred® Card