Chase Platinum VisaŽ CardBalance Transfer Offer: 0% for 12 billing cycles
Your Choice. Your Chase.
Choose all the privileges of VisaŽ Platinum, with 0% Introductory APR for up to 12 months.*
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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Chase Platinum VisaŽ Card Details
| APR | 9.99% |
| Annual Fee | $0 |
| Intro APR | 0.00% for 12 billing cycles on Balance Transfers and Purchases |
| Rewards | None |
| Credit Needed | Good Credit |
| Approval Rate | Good |
User ReviewsTitle: Great Card
Date Reviewed: 2008-11-02 12:52:54 | Recommended?: Yes
Remarks: EX690 TU669 EQ 629
Score are accurate just checked them
Approved online $1000.00 initial credit
line...Excellent Customer Service
Pay all my balances in full every month
99% avail credit.
Title: CS Pre-Approval
Date Reviewed: 2008-10-22 15:28:01 | Recommended?: Yes
Remarks: Called CS regarding the payoff of my HELOC and before the call ended I was offered a Platinum Visa with a $7500 CL, 0% for 6 months on purchases and bt's, after that prime+2.99%. Card should arrive in 10 days. Im personally very happy with chase and have no problems with them.
Title: NEVER GET CHASE!!!
Date Reviewed: 2008-09-30 21:56:43 | Recommended?: No
Remarks: About 4 months ago, I got an amazing offer from Chase Credit Cards for 0% interest on purchases and balance transfers until October 2009. I decided to take it and transfer my one other balance to this card since it was a better deal. I never received any terms and agreements or statements by mail, but I thought everything was ok since I could see everything online. A month went by and I was able to go online and pay my bill. The next month, I couldn't get to my account online. I called Chase 4 times and couldn't get past the recording or kept getting transferred to a line that didn't work (I still have 3 names from the calls). I called a second number and the technician there was great and told me not to worry, my account would be up the next day. I checked and it was not. 3 more phone calls over the next 3 days to Chase and I still could not get to anyone that could help me. 3 different customer service reps told me that I could just pay online when my account was up and there would be no penalty. So, I took their word for it. Then, on a Saturday morning at 7:30am, I got a call from a Chase rep saying that I had not paid my bill and therefore my rates would be going to their defaults of almost 14%. I freaked out, paid the bill over the phone (which cost me an additional $50) and when I woke up, I called 7 times. After 7 calls I finally got to an "advisor" that listened to the whole scenario:
I never received anything in the mail about this account, I could not get online to pay it, I wasn't receiving statements I could send my payment in with and whenever I called I was assured that I would not be penalized because online being down was not my fault.
He told me that they would review my case and I would receive a letter in 7-10 business days letting me know if they decided to lower my rate back down to 0%. I received a letter that said they had reinstated the "original rates" about 12 days later. I thought the ordeal was done. However, this month I checked and my interest rate is almost 8%. And, just to add fuel to the fire, they sent me 8 offers in the mail that were the exact one that I originally signed up for (0%).
I spent 1.5 hours on the phone getting transferred from customer service to billing to collections back to customer service then finally to another "advisor" (CJ Lamay) who informed me that even though I was not at the 0% that I signed up for, I was also not at the 14% that I had paid when I "defaulted" on my payments. But they couldn't put me down to the original offer because there were late fees in my account history, though they had been removed at some point. I asked him if I could transfer everything over to a new account using one of the 8 promotions they had sent me (seemed like a reasonable and amicable solution) but was told that I could not pay a Chase card with another Chase card. He did offer some great advice though - I could open a new line of credit, get a check with it, pay the associated fees with that, put the money needed to pay off my balance into my checking account, then close the original account, all to get the offer that I had originally signed up for, but I would have to wait 90 days to do that. I thanked him, hung up and went to capital one where I now have a 0% interest, rewards bearing card that I was able to create online and be approved instantly for, that I have transferred the balance of that chase card to. Please learn from my mistake and NEVER SIGN UP FOR A CHASE CARD!!!!!
Title: Approved at Bank
Date Reviewed: 2008-09-16 02:14:35 | Recommended?: Yes
Remarks: I went into Chase bank to open a checking account and the banker stated i was pre-approved for some of the cards they had, she pulled up all the ones that were offered to me on her screen and this one caught my eye. it was the lowest interest rate i saw on there. the promotion was 0% for 6 months on BT and purchases. I ended up getting a credit limit of $7,000 and my interest rate after the promotion is the prime rate + 2.99% which equals as of right now 7.99%. the card is barely on its way so i haven't had a history with it yet. my credit score as of right now is at 730.
Title: Applied on whim--APPROVED!!!!
Date Reviewed: 2008-05-23 13:50:08 | Recommended?: Yes
Remarks: I am sneaking into the majors, guys. I applied online for this card on a lark and I was approved for a 400 dollar limit, with no AF, and 0% interest for a year!!!!! I was shocked when I got approved. My TU score for May was in the low 600s. I know the limit is low, but I dont care that much about it at this point. I am glad that I got my foot in the door with Chase. After I finish paying off my HSBC cards, they will go on hiatus for at least three months before I use them again. I am going to use the heck out of this card to get the limit up. I am not going to screw around with Chase at all. It is funny that this card's limit is at the same limit of my Premier Bank MC.
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