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| Bank of America® Platinum Plus® Visa® CardBalance Transfer Offer: 0% for 12 billing cycles
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- 12 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- No annual fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
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Bank of America® Platinum Plus® Visa® Card Details
| APR | 6.99% |
| Annual Fee | $0 |
| Intro APR | 0.00% for 12 billing cycles on Balance Transfers |
| Rewards | None |
| Credit Needed | Good Credit |
| Approval Rate | Excellent |
User ReviewsTitle: Great Card
Date Reviewed: 2008-11-02 12:42:46 | Recommended?: Yes
Remarks: EX690 EX629 TU669
Great Card Great Customer Service
Started off with a secured card for $500.00
After 1 year they refunded my initial deposit
and 2 months later I asked for a limit increase
raised my limit to $2500.00 I checked my credit
fico scores recently and they are accurate. I also
never carry a balance but pay in full every month.
Excellent Customer Service!!!
Title: Secured or Not ?
Date Reviewed: 2008-09-11 08:07:46 | Recommended?: Yes
Remarks: So anyway I applied for the platinum plus card and i got denined, and i thought that i would. Well to my surpise i say they came back and told me that i was approved for 500 dollar card, But the problem was they didnt tell me if there was a deposit on the card and after calling them they said that it was unsecured but i dont see how that is. If anyone can help me out that would be very appricated.
Title: Converted to Amex!
Date Reviewed: 2008-08-08 17:48:09 | Recommended?: Yes
Remarks: I opened this account back in 11/06 as a secured account with only $300 cl. 9 months later I called bofa and asked them to graduate it to non secured, they did and gave me $500 cli.
In 6/08 I called bofa again and asked them to convert it to bofa amex acceleratd rewards card, bofa approved the conversion after a month and i recieved the black amex with $1300 cl.
I used the visa card heavely in the past two years with purchases exceeding $9000 in total, never late, zerood it out almost every statement period, used no more than 19%, except one month i came to 70% of my limit and zero out before it was due, I remember a really good thing about this visa card and bofa dispute department is that they returned me $260 in charges that i disputed to a crook mechanic who didn't fix my car right.
I really didn't want to right this review since every body will try to do the same thing with bofa (the great),(the bank), the bank of all banks, but since FG helped me out this a tribute to FG or pay back review.
I'm gonna write a review on the amex card minutes later.
My current scores according to chase id protection which i dont recommend to any body since it is not a good credit monitoring service is experian 651, TU 676,equifax 670.
I belive that bofa has the best customer service ,that is better than american express itself where i found people who could'nt speak english right, and i loath chase,and detest citi hsbc and all the big crooks out there.
Still there is a lot of people still wanna go with first premire and other cards that lowers their scores and empties thier wallet , to them I say god bless!!!
Title: BofA 99/500 card arrived today
Date Reviewed: 2008-07-28 19:23:46 | Recommended?: Yes
Remarks: Finally got my BofA card today. It has been 40 days to the day I took my application to the local BofA branch to send it in. Not sure of my scores then but my PFICO was 646. I was approved for this card after being declined for a regular unsecured Platinum Visa from them. I just wish I could add money to my account to increase the credit line.
Title: THIS A GOOD CREDIT CARD
Date Reviewed: 2008-07-11 11:07:41 | Recommended?: Yes
Remarks: HELLO I JUST GOT MARRIED IN MAY MY WIFE DID NOT HAVE ANYTHING ON HER CREDIT REPORT BUT A CAR LOAN SHE GOT IN DEC OF 2007 I TOLD HER SHE NEED TO START GETTING CREDIT SO WE CAN BUY A HOME WILL AFTHER BEING A ON MY BOFA CREDIT CARD ACC I TOLD TO TRY TO GET ONE IN HER NAME WITH OUT ME BEING ON IT WILL SHE GOT THE CARD WITH A 10,000 CL THANKS BOFA
Add Your Review (Reviews Courtesy of Finance Globe) |
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