Balance Transfer Credit Cards

Balance Transfer Credit Cards | 0% Balance Transfers

A balance transfer can be used as a great tool to save, and lower or eliminate credit card interest. Most applicants apply for credit card balance transfers to consolidate debt from higher interest rate cards. Our research and selection of top balance transfers normally provide low rates, reward programs, and high credit limits with no annual fees for qualified applicants. Apply now and you may start saving as soon as today!
Top Balance Transfer Credit Cards

U.S. Bank FlexPerks® Select+ American Express® Card

  • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Use your Card at select membership warehouse clubs and for everyday purchases.
  • 1 FlexPoint for every $1 in Net Purchases.
  • No annual fee.*
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
  • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
  • Net purchases are purchases minus credits and returns

Balance Transfer Offer: 0% for 9 Billing Cycles*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Consumer $0* 0.00% for 9 Billing Cycles* None 13.99% - 23.99%* (Variable) Flexible Options
USAA Military Affiliate Card

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Special Offer: 0% Intro APR for 12 months on balance transfers that post within the first three months. After 12 months, the 10.90% to 25.90% variable regular APR will apply.
  • Show your military pride while supporting the affiliate group of your choice.
  • Get 2,500 bonus points after you make your first purchase.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • No annual fee and no minimum finance charge.

Balance Transfer Offer: 0% for 12 Months*

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Above Average Credit Consumer $0 0.00% for 12 Months* None 10.90%-25.90% (Variable) None